Mental Health Insurance: IRDAI asks insurers to cover mental health; here's what you should know

Mental Health Insurance: IRDAI asks insurers to cover mental health; here’s what you should know

The rate of mental health problems has increased after Covid. The pandemic is said to have a great impact on the mental health of everyone. Some efforts are being implemented at many different levels to solve this problem. In an official announcement, available on its official website, the Insurance Management and Development Agency (Irdai) has directed the insurance companies to provide mental illness under the health insurance policy. Previously, October 31, 2022. All insurance products will include mental illness and comply with the provisions of the MHC, 2017 law without any deviations. Insurance companies are required to confirm compliance before October 31, 2022, Ir Irdai said the media reported.Reading: Is the attacking attacks popular after Covid-19? This is all you need to knowMHC Act, 2017 or Mental Health Care Act, 2017 takes effect on May 29, 2018. According to second 21 (4) of the above law, every insurance company will provide medical insurance. Sacrifice to treat mental illness on the basis as available to treat physical diseases. On March 27, 2017, Lok Sabha agreed through the 2017 Mental Health Care Act. It was approved by the Indian President in April 2017. God and to protect, promote and exercise the rights of those people in the process of providing health care and mental health care services. It defines mental illness, behavior, ability to recognize reality or the ability to meet the common needs of life, mental conditions related to alcohol and drug abuse. A report published on Lancet psychiatric. “In 2018 and 2019, the Indian insurance management and development agency has no action to ensure that insurance companies include mental illness in their policies. The cavid-19 epidemic and later in India, this worsen the incidence of mental disorders in the general population, “the report was published in October 2021, one year. After starting the pandemic. The report also emphasized the insurance requirements for hospitalization expenses with the diagnosis of schizophrenia, which was rejected because the policy of eliminating mental disorders. The treatment if the patient needs to be hospitalized for insurance may vary. Currently, the Act does not include mental retardation or intellectual disabilities.

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